:root{
  --etisang-primary:#2C3E50; --etisang-secondary:#3498DB; --etisang-accent:#E74C3C;
  --etisang-success:#27AE60; --etisang-warning:#F39C12; --etisang-info:#1ABC9C;
  --etisang-light:#ECF0F1; --etisang-grad:linear-gradient(135deg,#667eea,#764ba2);
}
.etisang-card{background:#fff;border-radius:14px;padding:28px;box-shadow:0 4px 18px rgba(0,0,0,.06);margin:20px auto;max-width:1100px;font-family:'Poppins',sans-serif;color:#2C3E50;}
.etisang-card h2,.etisang-card h3{color:var(--etisang-primary);margin-top:0;}
.etisang-btn{display:inline-block;background:var(--etisang-grad);color:#fff;padding:12px 24px;border-radius:8px;border:none;font-weight:600;cursor:pointer;text-decoration:none;transition:transform .2s;}
.etisang-btn:hover{transform:translateY(-2px);color:#fff;}
.etisang-btn-lg{padding:16px 36px;font-size:16px;}
.etisang-btn-outline{background:transparent;border:2px solid #fff;color:#fff;}
.etisang-card .etisang-btn-outline{border-color:var(--etisang-primary);color:var(--etisang-primary);}

.etisang-form{display:flex;flex-direction:column;gap:14px;}
.etisang-form label{display:flex;flex-direction:column;font-weight:500;font-size:14px;color:#34495e;}
.etisang-form input,.etisang-form select,.etisang-form textarea{padding:12px;border:1px solid #dfe6e9;border-radius:8px;margin-top:6px;font-family:inherit;}
.etisang-form .row{display:grid;grid-template-columns:1fr 1fr;gap:14px;}
.etisang-form .checkbox{flex-direction:row;align-items:center;gap:8px;}

.etisang-table{width:100%;border-collapse:collapse;margin-top:14px;}
.etisang-table th,.etisang-table td{padding:12px;border-bottom:1px solid #ecf0f1;text-align:left;}
.etisang-table th{background:#f8fafb;font-size:13px;color:#7f8c8d;text-transform:uppercase;}

.etisang-dashboard .etisang-welcome{display:flex;align-items:center;gap:18px;background:var(--etisang-grad);color:#fff;padding:24px;border-radius:14px;margin-bottom:20px;}
.etisang-welcome .avatar{width:64px;height:64px;border-radius:50%;background:#fff;color:var(--etisang-primary);display:flex;align-items:center;justify-content:center;font-size:24px;font-weight:700;}
.etisang-welcome h2{color:#fff;margin:0;}
.etisang-welcome p{margin:4px 0 0 0;opacity:.95;}
.etisang-stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:14px;margin-bottom:20px;}
.etisang-stats .stat{background:#fff;padding:18px;border-radius:12px;box-shadow:0 2px 10px rgba(0,0,0,.05);border-left:4px solid var(--etisang-secondary);}
.etisang-stats .stat span{display:block;color:#7f8c8d;font-size:12px;text-transform:uppercase;}
.etisang-stats .stat strong{display:block;font-size:22px;color:var(--etisang-primary);margin-top:4px;}
.etisang-quick-actions{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:10px;margin-bottom:20px;}
.action-btn{padding:14px;background:#fff;border-radius:10px;text-align:center;text-decoration:none;color:var(--etisang-primary);font-weight:600;box-shadow:0 2px 8px rgba(0,0,0,.05);transition:transform .2s;}
.action-btn:hover{transform:translateY(-3px);color:var(--etisang-secondary);}
.etisang-grid-2{display:grid;grid-template-columns:1fr 1fr;gap:18px;}
.etisang-grid-3{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:18px;}
.etisang-grid-4{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:18px;}

.status{display:inline-block;padding:4px 12px;border-radius:30px;font-size:11px;font-weight:600;text-transform:uppercase;}
.status-pending{background:#fef3cd;color:#92400e;}
.status-approved{background:#dbeafe;color:#1e40af;}
.status-disbursed{background:#dcfce7;color:#166534;}
.status-completed{background:#d1fae5;color:#065f46;}
.status-rejected{background:#fee2e2;color:#991b1b;}

/* Landing */
.etisang-hero{background:var(--etisang-grad);color:#fff;padding:90px 20px;text-align:center;}
.etisang-hero h1{font-size:44px;margin:0 0 14px 0;font-family:'Poppins',sans-serif;}
.etisang-hero p{font-size:18px;opacity:.95;max-width:680px;margin:0 auto 28px;}
.etisang-hero .hero-cta{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;}
.etisang-features,.etisang-products,.etisang-stats-strip,.etisang-cta{padding:70px 20px;}
.etisang-features .container,.etisang-products .container,.etisang-stats-strip .container,.etisang-cta .container{max-width:1100px;margin:0 auto;}
.etisang-features h2,.etisang-products h2,.etisang-cta h2{text-align:center;color:var(--etisang-primary);margin-bottom:40px;font-size:32px;}
.feature,.product,.card-mini{background:#fff;padding:28px;border-radius:14px;box-shadow:0 4px 18px rgba(0,0,0,.06);text-align:center;}
.feature .ico{font-size:42px;display:block;margin-bottom:12px;}
.feature h3,.product h3,.card-mini h3{color:var(--etisang-primary);margin-top:0;}
.product p{font-size:24px;font-weight:700;color:var(--etisang-secondary);margin:8px 0;}
.etisang-stats-strip{background:var(--etisang-grad);color:#fff;text-align:center;}
.etisang-stats-strip strong{display:block;font-size:36px;font-weight:700;}
.etisang-stats-strip span{opacity:.9;}
.etisang-cta{background:var(--etisang-light);text-align:center;}

.bank-details{margin-top:18px;padding:16px;background:#f8fafb;border-radius:10px;}
.muted{color:#7f8c8d;font-size:13px;}
.info{background:#eaf6fd;padding:12px 16px;border-left:4px solid var(--etisang-secondary);border-radius:8px;}
details{margin-bottom:12px;background:#f8fafb;padding:12px 16px;border-radius:8px;}
details summary{cursor:pointer;font-weight:600;}

@media(max-width:768px){
  .etisang-hero h1{font-size:30px;}
  .etisang-grid-2,.etisang-form .row{grid-template-columns:1fr;}
}